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計息方式：一段式機動利率、二段式機動利率或混合式固定利率三者擇一，一旦選定計息方式後就不可以變更！ 想精明地貸款，可參考我們的貸款資訊及車貸小撇步，讓你進一步了解車貸的細節。 個人汽車貸款是指由金融機構或銀行向個人借款人發放的用�